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Kivu Isoko ni ihuriro rinini ry'ubucuruzi rigabanyijemo ibice bibiri by'ingenzi: Kugurira hamwe (Group Buy) kugira ngo tugabanye ibiciro by'ibiva mu mahanga, ndetse n'Isoko ry'Iwacu (Local Market) rifasha buri wese kugura, kugurisha, gukodesha cyangwa gutanga serivisi mu gihugu cye yorohewe kandi yizeye umutekano.
Intego yacu ni ukuzamura ubukungu no guhuza abaguzi n'abagurisha nta bakomisiyoneri.
Tuvana ibicuruzwa (nka za telefone, imashini, imyenda) mu nganda zo mu Bushinwa. Kugira ngo igiciro kigabanuke cyane, dusaba abantu kwishyira hamwe. Urugero: Niba ikintu kigura $100, abantu 500 nibakigushiriza hamwe, igiciro gishobora kumanuka kikagera kuri $80!
Ugura igicuruzwa gishya ku giciro cy'uruganda rwakoze icyo gicuruzwa (Factory Price). Kivu ikurikirana iby'ubwikorezi (Shipping) kugeza kikugezeho.
Ufite imodoka ushaka kugurisha, inzu yo gukodesha, cyangwa ibikoresho byo mu nzu udakeneye? Bishyire kuri Kivu Isoko ku buntu.
Waba uri umukanishi, umudozi, cyangwa ushaka umukozi wo mu rugo? Hano ushobora gushyiraho itangazo rya serivisi utanga cyangwa akazi ukeneye.
Ntitugukata komisiyo ku byo ugurisha mu Rwanda. Mu gihe kizaza, kugira ngo twirinde abatekamutwe (scammers), tuzashyiraho uburyo bwa Kivu Pay (Escrow). Umuguzi azajya yishyura kuri Kivu Pay, amafaranga akabikwa, akayahabwa umugurisha gusa ari uko umuguzi abonye igicuruzwa cye akabyemeza.
Muri 2027, Kivu Isoko izahuza ibihugu byo muri Afurika y'Iburasirazuba. Umucuruzi w'i Kigali azashobora kugurisha inkweto ku muguzi w'i Kampala cyangwa i Nairobi mu buryo bwihuse akoresheje imiyoboro yacu y'ingendo (Kivu Travel) mu gutwara imizigo (Cargo). Ibi bizatuma u Rwanda ruba ihuriro rikuru ry'ubucuruzi mu karere.
Marketplace & Rentals
Turi kubaka ikiraro gihuza abaguzi b'imashini ziremereye (Heavy Machinery) muri Afurika y'Iburasirazuba n'inganda zo mu Bushinwa. Akenshi abantu batakaza amafaranga bagura imashini zishaje cyangwa zidapima neza kubera kubura ababagenzurira. Kivu Imashini ikemura icyo kibazo, igahuza abaguzi n'amasosiyete yo mu Bushinwa yizewe akora isuzuma (Quality Assurance) mbere y'uko imashini yoherezwa muri Afurika.
Kivu Pay Escrow: Kugira ngo abaguzi batagira ubwoba, amafaranga yishyurwa abikwa na Kivu. Uruganda ruyahabwa gusa ari uko imashini isuzumwe kandi yemejwe ko ntamakemwa.
Ku baturage n'ibigo byo mu Rwanda, Kivu ni urubuga rw'ubuntu rubahuza n'abacuruzi. Ntitugira komisiyo dukata kugira ngo twihutishe iyubakwa ry'igihugu cyacu.
Ku bindi bihugu bya Afurika bizakoresha Kivu mu kugura imashini, tuzajya tubakata komisiyo. Ibyo bizatuma imisoro n'inyungu byinjira mu bukungu bw'u Rwanda.
Abanyarwanda mu Bushinwa: Mu ntangiriro, tuzakoresha amasosiyete y'Abashinwa mu kugenzura imashini. Ariko mu gihe kizaza, tuzohereza urubyiruko rw'Abanyarwanda ruzi Igishinwa n'ubukanishi bw'imashini ziremereye, bajye gukorera mu Bushinwa. Ibi bizatuma amafaranga yagendaga ku bagenzuzi b'abanyamahanga asigara mu maboko yacu, kandi bitange icyizere cya 100% ku baturage bacu kuko imashini zizaba zigenzuwe n'Abanyarwanda benewabo.
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Events, Weather & Navigation
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Turashakisha abantu bafite ishyaka ryo gukora (Event Managers) bazavugana n'ahantu hatandukanye mu Rwanda nka za resitora na cafe kugira ngo bateganye umwanya w'imikino yo ku meza (board games). Aba bakozi bazajya bashyira ibyo birori ku ikarita yacu banashyireho amakuru yose.
Urugero: "Umukino wa Igisoro uyu munsi muri Zaria Court saa 18:00, ikiguzi ni 1000 RWF".
Kivu Super App izagurira uwo muntu imikino, we agategura byose akayobora ibirori.
Mu ntangiriro mu Rwanda, tuzajya dukata komisiyo ya 10% gusa mu gihe tugikura, kugira ngo tugaruze amafaranga twashoye tugura imikino (board games). Resitora zo zibona abakiriya ku buntu.
Muri 2027, nitwagukira mu bindi bihugu bitwegereye (Kenya, Uganda, Tanzania, Burundi, DRC, n'ahandi), gukoresha imikino yacu mu Rwanda bizahita biba UBUNTU 100%.
Mu bindi bihugu ho tuzajya dukata komisiyo ya 10-20% ku mikino, ibirori, serivisi ndetse no kwishyura abakozi (programmers). Impamvu ni uko tuzaba tubagurisha uburyo bunoze kandi bwuzuye bw'ubucuruzi n'imyidagaduro, kuko muri Afurika y'Iburasirazuba akenshi haba harambirana (boring). Iyi gahunda izatuma abantu bahura bagakina imikino itandukanye cyangwa bagasabana.
Icyakora, komisiyo izajya icwa gusa kuri serivisi twihariye (monopoly) nko gukoresha imikino yacu. Niba abantu biyandikishirije ibirori byabo bwite n'imyidagaduro ku ikarita yacu badakoresheje imikino yacu, tuzabaha serivisi nziza kurusha izindi kandi ku BUNTU 100%. Ntitwakwishyuza iyi serivisi kuko byaha icyuho abashobora guhangana natwe (competitors).
U Rwanda nirwo ruzaba icyicaro gikuru cya seriveri (servers) zacu ndetse n'abakozi bose (managers). Aba bakozi bagomba kuzaba bazi indimi zose zikoreshwa muri Afurika.
Resitora zikenera abakiriya bagura ibiryo. Muri Kivu App, umukiriya ashobora kugura itike igizwe na "Kwinjira + Burger + Kawa" ku giciro kigabanyijweho 5%.
Amakompanyi n'amabanki bihora bishaka uko byahuza abakozi. HR azajya akanda buto imwe ati: "Ntegurira Igisoro y'abantu 20 mu biro cyangwa muri resitora". Iki ni ikiraka kinini gitanga amafaranga menshi icyarimwe.
Umuntu arashaka gukina ariko nta nshuti afite? Arakanda gusa buto "Ndashaka gukina". Iyo abantu 4 bari hafi aho babonetse, porogaramu iboherereza ubutumwa iti: "Ameza yateguwe muri cafe runaka, mwemeze mwigire gukina!".
Resitora ziba zambaye ubusa mu masaha amwe n'amwe. Porogaramu izajya iha abategura imikino kugabanyirizwa ibiciro byo gufata ameza muri ayo masaha.
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Kivu Imari yubakiwe gufasha umukiriya kubona inyungu nyazo, kuzigama amafaranga n’umwanya. Turi kubaka urubuga rwa mbere rw'imari muri Afurika y'Iburasirazuba rumeze nka banki.ru cyangwa myfin.by. Hano uzajya ugereranya ibiciro n'inyungu by’amabanki yose mu Rwanda ahantu hamwe: inyungu z’inguzanyo z’inzu (mortgage), inguzanyo zisanzwe, ibiciro byo kuvunja amadevize, n’ubwishingizi. Hitamo ibyiza bikunogeye maze ukande buto imwe gusa. Imibare yose ni iy’ukuri kandi igaragara neza ako kanya, bityo uhitemo banki iguha inyungu nyinshi utiriwe usiragira mu mashami y'amabanki.
Twahaye amabanki akomeye urubuga rwo gushyiraho uburyo bwabo bwo kohereza amafaranga hagati y’ibihugu n’abaturage (International Transfers) muri Kivu App. Ibi bituma buri mukiriya ashobora kohereza amafaranga mu bindi bihugu cyangwa akayakira mu buryo bworoshye cyane kandi bwihuse akoresheje imiyoboro y'amabanki yizewe.
Kivu Super App ntiyishyuza komisiyo (0% Fee) kuri iyi serivisi kugira ngo abakiriya boherereze imiryango yabo amafaranga nta gukatwa.
U Rwanda ni rwo shingiro n'icyicaro gikuru (Capital Hub) cya Kivu Super App. Hano mu gihugu, tuzaha amabanki abakiriya (leads) ku buntu, tunafashe abantu kuvunjanya no kugurizanya (P2P Escrow) nta komisiyo (0% fee). Intego ni uguteza imbere ikoranabuhanga mu by'imari mu gihugu no gufasha amabanki n'abaturage bacu gukura nta nkomyi.
Muri 2027, nitugera mu bindi bihugu bya Afurika, tuzatangira kwishyuza amabanki yo muri ibyo bihugu komisiyo (CPA / Lead Generation) kuri buri nguzanyo yemejwe binyuze kuri Kivu. Ibi bizatuma Kivu yinjiza amafaranga aturutse hanze y’u Rwanda, mu gihe imbere mu gihugu serivisi zikomeza kuba ubuntu.
Binyuze kuri Kivu App, abaturage bo mu bindi bihugu bazajya bagereranya inyungu z'inguzanyo (loans/mortgages) bashake ahari ibiciro bito. Ibi bizateza ihiganwa ryiza (healthy competition), bitume amabanki agabanya inyungu kugira ngo yigarurire isoko ry'akarere. Muri ubu buryo, ubukungu bw'ibihugu bizaturanye buzunga ubumwe binyuze kuri Kivu, u Rwanda rukomeze kuba icyicaro gikuru gihuza iyi mikoranire muri Afurika.
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Kivu Kwiga ni urubuga rugezweho ruhuza inzego zose z'uburezi ahantu hamwe. Kuri ubu, ikora nka "Electronic Diary" na "Dashboard" ifasha Minisiteri, ibigo, abarimu, n'ababyeyi gukurikirana amanota n'imyitwarire y'abanyeshuri nta mpapuro. Turifuza kugeza uru rubuga mu bihugu byose bya Afurika y'Iburasirazuba, ruriho amasomo n'ibizamini bya AI. Impamvu nyamukuru ni ugutanga uburezi ku giciro gito cyane, kuko ikoranabuhanga na za seriveri (servers) bihendutse cyane.
Uru rubuga ruzaba ruriho amasomo, ibizamini, n'ikoranabuhanga rya AI rifasha abanyeshuri kwiga.
Muri uyu mushinga w'uburezi, Kivu ntigamije gushaka inyungu z'amafaranga (Profit). Inyungu yacu nini ni Amakuru (Data). Uru rubuga ruzadufasha kubona no gusesengura imibare kugira ngo tumenye abanyeshuri b'abahanga cyane, abafite impano zidasanzwe, n'abahanga mu mibare n'ikoranabuhanga muri Afurika yose.
Gukurura Impano mu Rwanda: Mu myaka iri imbere, uko u Rwanda ruzagenda rukira, dushobora kuzagira urubyiruko rudashaka gukora cyane (entitled generation). Kugira ngo igihugu gikomeze gutera imbere, tuzakenera abanyabwenge bafite inyota yo gukora. Binyuze muri Kivu Kwiga, tuzajya dushakisha ba banyeshuri b'abahanga cyane mu bindi bihugu, tubaha buruse (Scholarships), viza, n'akazi kugira ngo bimukire mu Rwanda. Niba u Rwanda rudakuruye izo mpano, ibindi bihugu by'amahanga bizazitwara. Ibi bizatuma u Rwanda ruba igicumbi cy'ubwenge muri Afurika.
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Icyitonderwa: Uru ni urugero rwo kugerageza gusa (Prototype). Turacyategereje uruhushya rwa CMA mbere y'uko dutangira.
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Icyitonderwa (Notice) Iyi ni verisiyo y'igerageza (Prototype). Turi mu biganiro byo guhuza uru rubuga na serivisi za Irembo mu minsi iri imbere.
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Turi kubaka ihuriro rikuru ry'ingendo z'amabisi muri Afurika y'Iburasirazuba. Kivu Travel ifasha umukiriya kugura itike yibereye mu rugo, agahitamo intebe ashaka nta mirongo, nta n'abamamyi (brokers). Ku bigo by'ingendo na Leta, ni uburyo bwiza bwo guca ihererekanya ry'amafaranga mu ntoki (cashless economy), kugira imibare nyayo y'abagenzi (digital manifest) ku mpamvu z'umutekano, no koroshya imisoro.
Kivu iha ibigo by'amabisi sisitemu (Dashboard) y'ubuntu yo gucunga amatike n'imodoka zabyo. Mu Rwanda, ntitubakata komisiyo na gusa (0% Fee) kugira ngo dushyigikire ikoranabuhanga. Nitwagukira mu bindi bihugu (2027+), nibwo tuzatangira kwishyuza komisiyo nto ku matike agurishijwe hanze y'u Rwanda.
Tuzahuza Kivu Travel n'isoko ryacu (Kivu Market) kugira ngo abantu bohereze imizigo mu mabisi byoroshye, ikurikiranywe (tracking) kugeza igeze ku muntu.
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Kivu Vibe si urubuga rwo kumva indirimbo gusa, ni umushinga ugamije kuzamura abahanzi nyarwanda no kubageza ku rwego mpuzamahanga. Tuguha umuziki w'ubuntu w'abahanzi bacu ngo wumve ibyiza by'iwacu. Dushyigikira abahanzi bakizamuka ndetse n'abamaze kubaka izina, tukabafasha kubyaza umusaruro impano zabo.
Tuzajya dutegura amarushanwa y'indirimbo. Indirimbo zikunzwe cyane zizahembwa na Kivu.
Abahanzi bafite impano ariko badafite ubushobozi, Kivu izajya ibishyurira amafaranga yo gukora indirimbo muri studio zabigenewe babikesheje gutorwa n'abafana babo.
Abafana bashobora kugura amajwi y'inyongera (extra votes) bakoresheje Kivu Pay kugira ngo baheshe intsinzi umuhanzi bakunda mu marushanwa yacu.
Ku mafaranga make cyane, ushobora kuba VIP ukajya wumva indirimbo z'umuhanzi ukunda mbere y'uko zisohoka ku mugaragaro (Exclusive early access), ayo mafaranga akajya mu mufuka w'umuhanzi.
Kivu Vibe izajya isinyisha amasezerano (contracts) abahanzi bafite impano idasanzwe. Tuzabashakira aba-managers, tubategurire ibitaramo mu bindi bihugu bya Afurika n'i Burayi. Ibi bizatuma amafaranga bakoreye mu mahanga yinjira ndetse agashorwa mu bukungu bw'u Rwanda binyuze muri Kivu Super App.
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Mon, 12 Oct • 19:00
Location
Kigali Heights
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